Income Protection & Retirement Solutions

We like to make it super easy to reach us with a number of ways to serve you including chat messaging, easy appointment scheduler, or picking up the phone so we can get back with you. 

 

Our agency listens better than most when it comes to what is important to you and your family. 

 

We care about your ability to protect your most valuable assets.​  Our trained agents are here to help with your specific Income protection solution to help ensure you achieve a more confident retirement.  If you have you been considering reviewing your income protection or retirement solutions, you have come to the right place.

How Does Income Protection Work?

No one likes to think about it but...

 

You can imagine the financial strain that your family would experience in the event of a car accident that leaves you without income for a long term period of time or a major illness.  Life just happens!

If you are injured or ill and unable to work income protection will pay you a large percentage of your gross income. Income protection shall start paying you after you have completed the waiting period elected on your policy at the time cover was taken out. No benefit shall be payable for or during the waiting period.

For example, lets say you are sick for 60 days in total. The first 30 days you do not receive a benefit, the second 30 days you receive a benefit equal to your coverage. Waiting periods can be for 14 days, 30 days, 60 days, 90 days, 180 days , 12 months or 2 years. Benefit periods can be for 2 years, 5 years and generally to age 65. 

We have the tools to be able to determine which policy is best for you. We consider such variables as your occupation, age, smoking status, pastimes and income level to determine the best insurer for you. We can then use our database to tailor a product that fits your needs. Income protection is also a tax deductible expense and is a lost leader product for the insurers. It is among the most claimed upon and paid personal insurances.

We are committed to providing advice for financial protection to our clients in obtaining cover. This said, we can not guarantee that it shall be available to you. Factors such as pre-existing medical conditions, age and occupations all play a role in being able to secure income protection insurance.  More Info...

How Do Retirement Solutions Work?

We want you to feel better about retirement and help you pursue the healthiest you.

Your health can impact your wallet. Practicing healthy habits may have an impact on your financial well-being and what's the point of having wealth if you're not healthy enough to enjoy it?

After all, the cheapest medical bill is one you never get.

So let's change our habits now, while it could do the most good for our future. And when we go over the hill, let's go with momentum with retirement accounts as healthy as our hearts. Forget the slow march into old age. Let's charge forward, and be better for wear. In other words, let's be well and build our wealth.

More Info...

 

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Saturday 

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Evenings by Appointment

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Our Address:

3031 Mojave Oak Dr.

Valrico, FL 33594

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